#include <iostream.h>
#include <math.h>

main()
{
 float kredit, tilgung, zins, mzins, rate1, raten, summe, mrate;
 int   monate;

 cout << endl;
 cout << "            Kreditberechnung " << endl;
 cout << "--------------------------------------------" << endl; 
 cout << "  Kreditsumme  : "; cin >> kredit;
// cout << "  Tilgung      : "; cin >> tilgung;
 cout << "  Zinsrate [%] : "; cin >> zins;
 cout << "  Monate       : "; cin >> monate;
 cout << endl;

 mzins   = 0.01*zins/12;
 
 tilgung = kredit/monate;
 
 rate1   = tilgung + mzins*kredit; 
 raten   = tilgung + mzins*(kredit-(monate-1)*tilgung);
 
 summe   = kredit * mzins * 0.5*(monate+3) + kredit;
 
 cout << "--------------------------------------------" << endl; 
 cout << "        Tilgung auf Monatsbasis" << endl;
 cout << "--------------------------------------------" << endl; 
 cout << " Höchste Belastung   : " << rate1 << endl;
 cout << " Geringste Belastung : " << raten << endl;
 cout << " Gesamte Zahlungen   : " << summe << endl; 
 cout << endl;

 cout << "--------------------------------------------" << endl; 
 cout << "        Konst. Monatsrate" << endl;
 cout << "--------------------------------------------" << endl; 

 mrate = kredit*mzins*(1.0+1.0/(pow(1.0+mzins,monate)-1.0));
 cout << " Monatsrate          : " << mrate << endl; 
 cout << " Gesamte Zahlungen   : " << monate*mrate << endl; 
 cout << endl;

}